For Homeowners

Record keeping is an important but often overlooked task for homeowners. By keeping good records of your home, you can stay organized, save money, and make informed decisions about your property.

What records should homeowners keep?

The types of records you should keep will vary depending on your individual needs and circumstances. However, some general categories include:

• Financial records: This includes receipts for home improvement projects, property taxes, and insurance premiums.
• Insurance records: Keep copies of your homeowner’s insurance policy, as well as any claims you have filed.
• Legal records: This includes your home’s title deed, mortgage documents, and any other legal documents related to your property.
• Warranties and contracts: Keep copies of all warranties for appliances, fixtures, and other items in your home. Also, keep copies of any contracts you have signed with contractors or other professionals who have worked on your home.
• Home maintenance records: This includes records of when you have performed routine maintenance tasks, such as changing the furnace filter or cleaning the gutters. You may also want to keep records of any repairs or replacements that have been made to your home.